Understand Your Home Insurance Policy
Recently, dozens of home and business owners in Goderich suffered tremendous losses as a result of one of the most severe tornadoes to hit Ontario in 15 years. If you know you would not have the right insurance coverage to rebuild and cover your financial loss after a tornado, fire, flood or other natural disaster were to destroy or damage your home, or you’re not sure, maybe now’s the time to review your home insurance policy. There are typically four types of coverage contained in the homeowner’s policy: 1. Home and Personal Property: (a) Dwelling damage coverage helps pay...
Read MoreWill Kits: Cookie Cutter Disasters
Having a will is undoubtedly an essential part of proper estate planning, yet many individuals do not make this a priority. With so many on-line gimmicks proposing quick and easy do-it-yourself will kits, it is not surprising the vast majority of people who use them do not realize the difficulties their loved ones will face as a result. My recent search of the term “will kit” in an on-line database produced search results of 1,848 court cases in Canada! Will kits are essentially cookie cutter solutions founded on a “one size fits all” philosophy which assumes that...
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Andrea P. Kelly is a legal practitioner and notary public, called to the Ontario Bar in 2001, with practice focus in Estate Planning and Administration, including wills, estates, trusts and powers of attorney. She also practices Real Estate.
Prior to opening her law firm, she worked in various capacities including litigation support lawyer for the Ministry of Attorney General regarding complex commercial litigation, private practice in corporate/commercial law and numerous legal research and writing positions.